Long Term Disability Insurance Protection: Medical Help

Do you have a doctor that you see regularly? If not, now's the time to select one. It's important to see the same doctor regularly, as he/she will be able to give you better treatments since he/she will be more intimate with your medical history.

Generally, the type of doctor you need to see depends on your current health and medical history. For the most part, doctors' services fall into two categories -- primary care or specialty care.

Primary Care - Many people choose a primary care doctor for their general health care needs. They're trained to treat a wide variety of conditions. They are also able to refer to you to a specialist as needed.


Specialty Care - This type of doctor has a narrower field of expertise. They complete the same amount of schooling as a primary care doctor, plus graduate school in a specialized field.

You can learn about a doctor's credentials by checking the American Medical Directory or the Directory of American Specialists by calling the American Board of Medical Specialties at 1-800-776-2378.